Insurance & fees

A flat fee per visit. For example, you may have a co-pay of $25 for each visit, and your insurer pays the rest.

The amount you have to pay, each year before your plan will pitch in for your care, is called a deductible. If you have a $750 deductible, your plan won’t pay for any of your care until you have spent $750 out of your own pocket for things like doctor visits or X-rays. Any doctor you visit typically counts towards your deductible. For example, if you have a $1,000 deductible and haven’t spent any money out of pocket yet that year, and your visit with a doctor is $200, you can expect a bill for the full amount of the visit. In this scenario, once you’ve spent $1,000 that year, your insurance starts paying its share of the cost (subject to any co-pay or co-insurance).

In-network means that your practitioner has a contract with your insurance company that governs the cost of your visit.

Out-of-network means your practitioner has no direct agreement with your insurance company.

When you submit your insurance information to us, we are happy to check your insurance benefits for you. We do our best to get the most accurate information from your insurance about your benefits. However, we always suggest that patients check their own benefits as well.

You can find the phone number for your insurance provider on the back of your insurance card.

You should ask about your behavioral/mental health benefits.

You should also check that they cover telehealth/virtual visits.

-In-Network: If your insurance plan is one of the following (Aetna, Cigna, United, Optum, Oxford, or BCBS), you should ask about In-Network benefits, meaning that we are part of that insurances "network" of providers.

-Out of Network: If your insurance is not one the following (Aetna, Cigna, United, Optum, Oxford, or BCBS), you should be asking about Out-of-Network benefits.

You can ask if you have a deductible, and if you do, does mental health apply.